[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.stavcom.cz\/financni-pomoc-ktera-se-na-nic-nepta\/#Article","mainEntityOfPage":"https:\/\/www.stavcom.cz\/financni-pomoc-ktera-se-na-nic-nepta\/","headline":"Finan\u010dn\u00ed pomoc, kter\u00e1 se na nic nept\u00e1","name":"Finan\u010dn\u00ed pomoc, kter\u00e1 se na nic nept\u00e1","description":"Ka\u017ed\u00e9mu z n\u00e1s se m\u016f\u017ee v \u017eivot\u011b celkem snadno st\u00e1t, \u017ee se vinou ne\u010dekan\u00fdch okolnost\u00ed dostane do v\u00e1\u017en\u00fdch finan\u010dn\u00edch probl\u00e9m\u016f, ze kter\u00fdch ho m\u016f\u017ee dostat jen p\u016fj\u010dka. Ale pr\u00e1v\u011b v\u00e1\u017en\u00e9 finan\u010dn\u00ed probl\u00e9my v\u011bt\u0161inou s sebou nesou je\u0161t\u011b jeden vedlej\u0161\u00ed produkt. A t\u00edm jsou z\u00e1znamy v registrech dlu\u017en\u00edk\u016f. D\u016fsledkem je odm\u00edtnut\u00ed \u00fav\u011bru u banky, proto\u017ee t\u00edm...","datePublished":"2019-06-06","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.stavcom.cz\/author\/#Person","name":"","url":"https:\/\/www.stavcom.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b86e461e91a792eb6523c2667396c9868de382fea5dd80e25dc0d9e030173b65?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b86e461e91a792eb6523c2667396c9868de382fea5dd80e25dc0d9e030173b65?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"stavcom.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.stavcom.cz\/wp-content\/uploads\/img_a352317_w1719_t1566888238.jpg","url":"https:\/\/www.stavcom.cz\/wp-content\/uploads\/img_a352317_w1719_t1566888238.jpg","height":0,"width":0},"url":"https:\/\/www.stavcom.cz\/financni-pomoc-ktera-se-na-nic-nepta\/","about":["Online"],"wordCount":415,"articleBody":"     Ka\u017ed\u00e9mu z n\u00e1s se m\u016f\u017ee v \u017eivot\u011b celkem snadno st\u00e1t, \u017ee se vinou ne\u010dekan\u00fdch okolnost\u00ed dostane do v\u00e1\u017en\u00fdch finan\u010dn\u00edch probl\u00e9m\u016f, ze kter\u00fdch ho m\u016f\u017ee dostat jen p\u016fj\u010dka. Ale pr\u00e1v\u011b v\u00e1\u017en\u00e9 finan\u010dn\u00ed probl\u00e9my v\u011bt\u0161inou s sebou nesou je\u0161t\u011b jeden vedlej\u0161\u00ed produkt.  A t\u00edm jsou z\u00e1znamy v registrech dlu\u017en\u00edk\u016f. D\u016fsledkem je odm\u00edtnut\u00ed \u00fav\u011bru u banky, proto\u017ee t\u00edm p\u00e1dem je pro ni klient nebonitn\u00edm. \u0158e\u0161en\u00edm, kter\u00e9 p\u0159in\u00e1\u0161\u00ed i \u0159adu v\u00fdhod, je \u017e\u00e1dost o hypot\u00e9ku u nebankovn\u00edho poskytovatele.Hypot\u00e9ky bez registru F\u00e9rov\u00e1 hypot\u00e9ka jsou ur\u010deny pro v\u0161echny podnikatele, kte\u0159\u00ed pot\u0159ebuj\u00ed vlo\u017eit v\u011bt\u0161\u00ed finan\u010dn\u00ed \u010d\u00e1stku do sv\u00e9ho podnik\u00e1n\u00ed. T\u00edmto produktem si tak\u00e9 mohou vyplatit exekuce, dluhy na d\u016fle\u017eit\u00fdch \u00fa\u0159adech anebo si jednoduch\u00fdm zp\u016fsobem konsolidovat p\u0159edchoz\u00ed p\u016fj\u010dky.  Registry dlu\u017en\u00edk\u016fjsou tak trochu z\u00e1ludn\u00e9 t\u00edm, \u017ee k vymazan\u00ed z\u00e1znamu nedoch\u00e1z\u00ed v\u011bt\u0161inou hned po uhrazen\u00ed dlu\u017en\u00e9 \u010d\u00e1stky, ale jm\u00e9no firmy \u010di podnikatele tu z\u016fst\u00e1v\u00e1 mnohdy i po n\u011bkolik dal\u0161\u00edch let. Nebankovn\u00ed hypot\u00e9ky jsou nastaveny ka\u017ed\u00e9mu klientovi p\u0159esn\u011b na m\u00edru. Zohled\u0148uje se tedy  jeho moment\u00e1ln\u00ed finan\u010dn\u00ed situace jeho p\u0159\u00edjem pochopiteln\u011b tak\u00e9 schopnost spl\u00e1cet. T\u00edm p\u00e1dem je mo\u017en\u00e9 nastavit dobu spl\u00e1cen\u00ed i na n\u011bkolik des\u00edtek let a t\u00edm z\u00edskat n\u00edzk\u00e9 m\u011bs\u00ed\u010dn\u00ed spl\u00e1tky.   \u0160anci m\u00e1 i za\u010d\u00ednaj\u00edc\u00ed podnikatel  Tento finan\u010dn\u00ed produkt je tak\u00e9 v\u00fdhodn\u00fd pro za\u010d\u00ednaj\u00edc\u00ed podnikatele, kte\u0159\u00ed se nemohou vyk\u00e1zat dostate\u010dn\u011b vysok\u00fdmi p\u0159\u00edjmy. D\u016fle\u017eit\u00e1 nen\u00ed va\u0161e minulost, ale hlavn\u011b budoucnost.  Proto se toleruj\u00ed zm\u00edn\u011bn\u00e9 z\u00e1znamy (i z\u00e1va\u017en\u011bj\u0161\u00edho charakteru) a tolerance plat\u00ed i pro n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed.  Je na ka\u017ed\u00e9m klientovi, na jeho zodpov\u011bdnosti, aby si um\u011bl spo\u010d\u00edtat, jestli je schopen sv\u00fdm z\u00e1vazk\u016fm dost\u00e1t. Pokud si odpov\u00ed kladn\u011b, pak u\u017e v cest\u011b za finan\u010dn\u00ed pomoc\u00ed nic nestoj\u00ed.  Ka\u017ed\u00fd si tedy m\u016f\u017ee splnit sv\u016fj sen o vlastn\u00edm podnik\u00e1n\u00ed i v p\u0159\u00edpad\u011b, \u017ee nem\u00e1 dostatek prost\u0159edk\u016f na jeho rozjezd.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed pomoc, kter\u00e1 se na nic nept\u00e1","item":"https:\/\/www.stavcom.cz\/financni-pomoc-ktera-se-na-nic-nepta\/#breadcrumbitem"}]}]